Credit Card

Our low-rate Visa credit card offers you more buying power!

Our low, fixed-rate credit card boasts NO annual fees and NO cash advance fees!  This straight-forward credit card won’t surprise you with varying interest rates or fees.


Benefits of our Credit Card:

  • Low, fixed interest rate! 14.90%
  • NO annual fees
  • NO cash advance fees
  • Earn 1 point for every $1.00 spent
  • Use points to buy electronics, kitchen gadgets, fuel discounts, gift cards, travel, and more!  Browse Rewards >>
  • Also available for Businesses!


To Apply... Contact Us to complete an application!


Card Details

APR for Purchases:


APR for Balance Transfers: 14.90% 
APR for Cash Advances: 14.90% 
Penalty APR: None
Minimum Interest Charge: None
Annual Fee: None

Transaction Fees

Balance Transfer:
Cash Advances:
Foreign Transaction:


Up to 1.0%

Penalty Fees

Late Payment:
Returned Payment:


Up to $10.00
Up to $15.00

Other Fees:



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and spend your points!