Travel Smart

May 21, 2019
 
The scent of freshly mowed grass, waves lapping against the shore, and colors filling the evening sky as the sun sets. After a long winter, summer is finally upon us! 
 
Every year the summer months bring a new set of activities to keep us busy while the weather is warm. Maybe it’s tending to the garden or finally getting around to repainting the front door. For many of us, summer is a time to travel new and old destinations.
Travel may be a time to forget about your life at home, but it’s a great time to utilize all the wonderful features your financial institution offers to ensure your finances are secure while you travel.
 
Here are some useful tips to keep in mind next time you pack your bags:
 
1. Notify your financial institution: Before you hit the road, be sure to inform your financial institution of your travels. Doing so will allow them to keep an eye on your finances while you are away, and to ensure the continued use of your debit card in uncommon areas.
2. Use a travel card: A travel card is capable of being issued through your financial institution, for a small fee, to provide worry-free spending while traveling. What makes a travel card different than your debit card? A travel card can’t be tracked back to your personal accounts, and you control how much money is on the card. If you need additional funds, you can transfer money from your personal accounts onto the card.  Keeping a low balance on the card mitigates your risk, in case the card is lost or stolen.
3. Review your finances: When possible, review and confirm your spending history while on the road. This is a great way to ensure none of your financial information has been compromised while traveling. Some great ways to do this are to utilize mobile or online banking. If you don’t have either of those, simply call your financial institution to inquire about your account!
4. Utilize mobile banking: If you’re one who stays somewhere for an extended period of time, you might benefit from mobile banking. Mobile banking allows you to manage your accounts while you’re away from home. It also provides the ability to deposit checks from your phone, even from miles away! Be sure to talk your bank to see if mobile banking is right for you!
 
By: Collin Stumpf, Marketing Intern