Credit Cards

gsb credit card images

Everyday Rewards Credit Card

Whether you're making everyday purchases, planning a trip, or tackling larger expenses, our Everyday Rewards Credit Card helps you earn points on every purchase while enjoying straightforward terms and local service.

  • No annual fee
  • No cash advance fee
  • Fixed interest rate
  • Earn 1 point for every $1 spent
  • Local support when you need it

Simple. Rewarding. Local.

Manage your card, earn rewards, and stay in control, all from Online & Mobile Banking.

  • Earn rewards with every purchase
  • Turn your card on or off instantly
  • Receive alerts and manage card controls
  • Set travel notices before you go
  • View transactions and make payments anytime
  • Add your card to mobile wallet
  • Competitive 14.90% fixed-rate APR
  • Local support when you need it

Redeem your points for…

  • Cash: spend your earnings any way you want!
  • Direct deposit: straight to your GSB bank account!
  • Statement credit: reduce the balance of your current statement!
  • Travel: book flights, hotels, car rentals, cruises, experiences, and more!
  • Merchandise: browse thousands of popular items!
  • Gift cards: choose from hundreds of your favorite stores and restaurants!
Redemption value varies based on reward selected.

Frequently Asked Questions about Credit Cards

  • Many credit card programs are managed entirely through large national providers. With Glenwood State Bank, you receive competitive terms, rewards on every purchase, and support from a local team that's committed to helping customers succeed.

  • No. Our Everyday Rewards Credit Card has no annual fee.

  • Yes. Rewards points expire three years after they are earned.

  • Login to Online or Mobile Banking and choose Credit Card Rewards. From there, you can see your current points and decide how you are going to redeem them!

  • Yes. You can view transactions, make payments, access statements, and manage card controls through online and mobile banking.

  • Yes. Cards can be paired with supported mobile wallet services.
  • Contact our card services team immediately using the phone number listed on this page.
  • Credit Card Details
    		  
    APR for Purchases:
    14.90% fixed
    APR for Balance Transfers:
    14.90% fixed
    APR for Cash Advances:
    14.90% fixed
    Paying Interest
    Your due date is at least 25 days after the close of each billing cycle. We will not charge you any interest on purchases if you pay your entire balance by the due date each month. We will begin charging interest on cash advances and balance transfers on the transaction date.
    For Credit Card Tips from the Federal Reserve Board
    To learn more about factors to consider when applying for or using a credit card, visit the website of the Consumer Financial Protection Bureau at https://www.consumerfinance.gov/learnmore.
    Setup and Maintenance Fees
    Card Replacement:
     
    None
    Transaction Fees
    Balance Transfer Processing:
    Cash Advance Processing:
    Foreign Transaction:
     
    None
    None
    1.00% of each foreign currency transaction in U.S. dollars
    Penalty Fees
    Late Payment:
    Returned Payment
     
    $20.00
    $25.00
    Other Fees
    Statement Copy Fee:
    Rush Fee:
    Stop Payment Fee:
    Research Fee:
    Sales Draft Copy Fee:
    Annual Membership Fee:
     
    NONE
    NONE
    $20.00 per request
    NONE
    NONE
    NONE
Ready?

See what a LOCAL credit card can do for you!

Business Credit Cards

More Control. More Flexibility. More Rewards.

Give your business more purchasing power while maintaining visibility and control over company spending. Our business credit card provides flexible management tools, employee card controls, rewards, and local support.

Business Credit Card Benefits:

  • Master Account Controls – Maintain oversight of all employee cards through a centralized master account.
  • Individual Spending Limits – Set spending limits for employee cards to help manage expenses and reduce risk.
  • Combined Rewards Points – Earn rewards points from all cardholders and combine them into a single rewards balance for faster redemption.
  • Detailed Expense Tracking – Easily monitor purchases across your business for budgeting, reporting, and expense management.
  • No Annual Fee – Keep costs down while gaining valuable purchasing power.
  • Local Service & Support – Get help from the people you know and trust right here at Glenwood State Bank.

Apply for a Business Credit Card:
Download and complete our Business Credit Card Application

business-credit-card

Important Numbers

Activate your Credit Card: (800) 290-7893
Set a PIN: (888) 891-2435
Credit Card Support: (866) 632-7970
Report your Credit Card lost or stolen: (855) 293-2458

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