Treasury Management Solutions

Tools to Help Your Business Save Time, Improve Cash Flow, and Reduce Risk

Whether you're managing payroll, accepting payments, preventing fraud, or streamlining day-to-day operations, our treasury management solutions help businesses operate more efficiently and stay focused on growth.

  • Process payroll electronically
  • Accept customer payments
  • Deposit checks remotely
  • Prevent fraud
  • Manage receivables and payables
  • Get paid faster
  • Streamline cash flow management
woman using tap-to-pay

Treasury Solutions at a Glance

Cash Management

Create ACH transactions for payroll, customer collections, and vendor payments.
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Remote Deposit Capture

Deposit checks from your office without a trip to the bank.
Details >>

Merchant Card Processing

Accept debit and credit card payments in-store, online, or on the go.
Details >>

Positive Pay

Protect your accounts from check and ACH fraud.
Details >>

Business Bill Pay

Manage business payments electronically while maintaining control and visibility.
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Autobooks

Send invoices, accept payments, and manage receivables directly within online banking.

Details >>

Treasury Team

Every business has unique operational needs. Our treasury management specialists can help identify the tools and services that fit your organization's goals, processes, and growth plans.

EtienneTeri

Teri L. Etienne

Vice President of Business Banking
Alexandria Branch
 Call  |  Email 

KnaakKoral

Koral M. Knaak

Sr. Relationship Banker
Alexandria Branch
Call  |  Email

Cash Management

Simplify business payments and collections through electronic ACH transactions. Whether you're processing payroll, paying vendors, or collecting customer payments, Cash Management helps reduce manual processes and improve efficiency.

Cash Management Benefits:

  • Secure

  • Send or receive debits and credits

  • Single-sign-on through Online Banking

  • Saves time

  • Offer direct deposit to your employees

  • Add and manage users (dual control available)

  • Historical reporting

  • Simple to use

  • Schedule batches in advance

  • Import files or manually create transactions

  • Collect payments faster

  • Fees apply, based on size of business and number of items

Enroll in Cash Management:

Implementation of Cash Management is relatively quick; we should have your business up and running within a couple of business days! To learn more, or to begin the enrollment process, please reach out to our Treasury Management Team >>

 

Remote Deposit Capture

Deposit checks electronically from your office, retail location, or business facility. Remote Deposit Capture helps reduce trips to the bank, accelerate deposits, and improve operational efficiency.

Remote Deposit Capture Benefits:

  • Secure

  • Available 24/7/365 so you can deposit on YOUR schedule

  • Save time by reducing your trips to the Bank

  • Shorten your collection cycle

  • Simple to use

  • Add authorized users

  • View previously scanned deposits for check research

  • Live Support from Urban FT (third-party provider) from 8:00am to 6:00pm CST Monday-Friday

  • Simple fee structure

    • No installation fees or "hidden" fees
    • Check scanner, computer program, and technical support included in the monthly fee
    • Fee is included in your monthly Analysis Charge and may be offset by your deposits

How does RDC work?

Using a check scanner we provide, you scan your checks for deposit in batches. The scanned checks create a file for deposit using a program on your computer. This file is exported to a secure server location provided by Urban FT, a third party company that provides RDC services for the Bank. Deposit files are processed and posted to the account three times per day.

Get Started with RDC:

In general, implementing Remote Deposit Capture may take 2-3 weeks; this is largely due to shipping times for the check scanner, and scheduling training with Urban FT (our third-party provider). If you have more questions about Remote Deposit Capture, or would like to begin the implementation process, please speak with our Treasury Management Team >>

 

Merchant Card Processing

Consumers increasingly prefer electronic payments. Merchant processing solutions help businesses accept payments securely, improve cash flow, and create a better customer experience.

Merchant Card Benefits:

  • Secure

  • Swiped, keyed, or online payments

  • Competitive and transparent pricing

  • Customized solutions for your unique business

  • Accept payments anywhere

  • Save time

  • Accept all technologies (EMV Chip, Contactless, Mobile Wallet, etc.)

  • Shorten your collection cycle

  • Expand your Point-of-Sale system with Evolve Payment

Get Started with Merchant Card:

Whether you're accepting payments in-store, online, or on the go, our merchant processing partner, Evolve Payment, provides secure payment solutions with transparent pricing and local support. To help you evaluate your options, Evolve Payment offers a free, no-obligation cost analysis that compares your current processing costs and identifies potential savings opportunities.

If you'd like to discuss your needs first, our Treasury Management Team is happy to help you explore your options and guide you through the process.

Ready to get started? Complete the free cost analysis request here: Evolve Payment + Glenwood State Bank

 

Positive Pay

Protect your business against check and ACH fraud by automatically comparing transactions against approved payment information before funds leave your account.

Positive Pay Benefits:

  • Reduce check fraud

  • Automate check reconciliation

  • Increase peace of mind

  • Reduce disbursement risk and the need to close accounts

  • Save time and money

  • ACH Postive Pay also available

  

If you believe Positive Pay could be beneficial for your business, speak with our Treasury Management Team >> 

 

Business Bill Pay

Pay vendors quickly and conveniently from within Online Banking. Business Bill Pay helps reduce paperwork, improve payment tracking, and simplify the way your business manages expenses.

Bill Pay Benefits:

  • Available 24/7/365

  • Integrated with Online Banking

  • Create one-time or recurring payments

  • Save money on checks, envelopes, and postage

  • Schedule payments in minutes while the Bill Pay system handles the delivery process

  • Delegate payment tasks to authorized users

  • Run customized audit reports

  • Track company spending and payment history

  • Only $6.00 per month

Use Bill Pay:

  1. Login to Online Banking

  2. In the top bar, click on Cash Manager

  3. Enter your token code

  4. Just beneath our logo in the top-left, click Bill Pay

NOTE: If you do not see a Cash Manager tab, you will need to contact us to setup your account properly.

 

Autobooks

Send invoices, accept payments, and manage receivables all within online banking. Autobooks helps businesses get paid faster without juggling multiple software platforms, subscriptions, or integrations.

Autobooks Benefits:

  • Send invoices online

  • Schedule recurring invoices

  • Automatically add late fees for past due invoices

  • Accept electronic bank transfers and checks

  • Accept Credit Card and ACH payments. Contact Autobooks at 866-617-3122 for processing rates. 

  • Custom product codes

  • Upgrade to the full accounting suite to access exportable reports for tax time

  • FREE for the basic plugin; upgrade to use full accounting features for $9.99/month (no contract or termination fees apply)

Learn more about Autobooks here >>

Have questions?  Please reach out to our Treasury Management Team >>

 

Not sure which solution is right for your business?

Our Treasury Management team will take the time to understand your business, discuss your goals, and recommend solutions designed to help you operate more efficiently.