Our low, fixed-rate credit card boasts NO annual fees and NO cash advance fees! This straight-forward credit card won’t surprise you with varying interest rates or fees.
Benefits of our Credit Card:
- Low, fixed interest rate! 14.90%
- NO annual fees
- NO cash advance fees
- Available for Businesses!
Credit Card Management Site
To view your transactions or pay your bill, login to the Access Point portal by clicking on the button below.
Important Numbers:
Activate your Credit Card: (800) 290-7893
Set a PIN: (800) 290-7893
Credit Card Support: (866) 632-7970
Report your Credit Card lost or stolen: (855) 293-2458
| Credit Card Details | |
|---|---|
| APR for Purchases: | 14.90% fixed |
| APR for Balance Transfers: | 14.90% fixed |
| APR for Cash Advances: | 14.90% fixed |
| Paying Interest | Your due date is at least 25 days after the close of each billing cycle. We will not charge you any interest on purchases if you pay your entire balance by the due date each month. We will begin charging interest on cash advances and balance transfers on the transaction date. |
| For Credit Card Tips from the Federal Reserve Board | To learn more about factors to consider when applying for or using a credit card, visit the website of the Consumer Financial Protection Bureau at https://www.consumerfinance.gov/learnmore. |
| Setup and Maintenance Fees Card Replacement: | None |
| Transaction Fees Balance Transfer Processing: Cash Advance Processing: Foreign Transaction: | None None 1.00% of each foreign currency transaction in U.S. dollars |
| Penalty Fees Late Payment: Returned Payment | $20.00 $25.00 |
| Other Fees Statement Copy Fee: Rush Fee: Stop Payment Fee: Research Fee: Sales Draft Copy Fee: Annual Membership Fee: | NONE NONE $20.00 per request NONE NONE NONE |