Our straight-forward Credit Card is serviced in-house and boasts NO annual fees, NO cash advance fees, and a LOW fixed interest rate! Plus, earn 1% back on every purchase!
Credit Card Program
- View your transaction history in Online & Mobile Banking!
- Disable or enable your card instantly through our app!
- Pay your statement in Online & Mobile Banking!
- Pair your card with mobile wallet!
- Free eStatements in Online & Mobile Banking!
- Fixed, competitive interest rate of 14.90% APR!
- Earn rewards points with every purchase!
- Serviced by local people who care about you!
Rewards Program
Get rewarded for everyday spending! Earn 1% back on every purchase… big or small! Redeem your points for cash, travel, merchandise, and more!
Redeem your points for…
- Cash: spend your earnings any way you want!
- Travel: book flights, hotels, car rentals, cruises, experiences, and more!
- Merchandise: browse thousands of popular items!
- Gift cards: choose from hundreds of your favorite stores and restaurants!
- Statement credit: reduce the balance of your current statement!
Be sure to take advantage of your points; they expire after 3 years!
Currently have a card with us? Interested in raising your limit? Complete the form below to see if you are eligible for a credit limit increase.
Enroll in Credit Card eStatements
- Click on your Visa-EMV card account
- Select Settings
- Select Documents - Advanced Settings
- Choose the Sign Up/Changes option
- Check the box to enroll
- Select Save
- Agree to the disclosure
Apply for a Credit Card!
Important Numbers:
Activate your Credit Card: (800) 290-7893
Set a PIN: (800) 290-7893
Credit Card Support: (866) 632-7970
Report your Credit Card lost or stolen: (855) 293-2458
| Credit Card Details | |
|---|---|
| APR for Purchases: | 14.90% fixed |
| APR for Balance Transfers: | 14.90% fixed |
| APR for Cash Advances: | 14.90% fixed |
| Paying Interest | Your due date is at least 25 days after the close of each billing cycle. We will not charge you any interest on purchases if you pay your entire balance by the due date each month. We will begin charging interest on cash advances and balance transfers on the transaction date. |
| For Credit Card Tips from the Federal Reserve Board | To learn more about factors to consider when applying for or using a credit card, visit the website of the Consumer Financial Protection Bureau at https://www.consumerfinance.gov/learnmore. |
| Setup and Maintenance Fees Card Replacement: | None |
| Transaction Fees Balance Transfer Processing: Cash Advance Processing: Foreign Transaction: | None None 1.00% of each foreign currency transaction in U.S. dollars |
| Penalty Fees Late Payment: Returned Payment | $20.00 $25.00 |
| Other Fees Statement Copy Fee: Rush Fee: Stop Payment Fee: Research Fee: Sales Draft Copy Fee: Annual Membership Fee: | NONE NONE $20.00 per request NONE NONE NONE |