Agricultural Checking

We value farmers and recognize the vital role Agricultural Producers play in our local communities! Because every farm operation is different, we have variety of Checking Account options to choose from. Some producers select "personal" accounts, while others find "business" accounts better suit their needs.


Personal Checking Accounts

Club Checking

This exclusive package has an estimated annual savings of over $1,000.00!

Club NOW Checking

All of the features of the Club Checking account, plus earn interest on your account!

NOW Checking

  • $800.00 minimum opening deposit required
  • Interest-bearing
  • Free wallet-style checks and imaged statements
  • Maintain a minimum $800 daily balance or a monthly average balance of $1,200 to avoid a $5.00 monthly service charge**

Free Checking

  • $5.00 minimum opening deposit required
  • No minimum balance requirements
  • No monthly service charges
  • Imaged statements are available for $2.00/statement/month

Business Checking Accounts

Business Checking

Enjoy the following features and services with our business accounts:

  • No minimum balance requirements
  • No FDIC assessment charges
  • No “less reserves” fees*
  • Use of deposit bags (zipper or lock style)
  • Direct Deposit

Business Checking with Interest

All of the features of the Business Checking account, plus earn interest on your account!

  • Earn competitive interest rate
  • Interest compounded and credited monthly
  • For qualified customers only

*Fees may be offset based on your average monthly collected balance and your potential monthly earnings credit.
*Not all plans available in all areas, some restrictions apply.  Visit gengold.com or call 1.800.428.6686 for complete program details.
**A minimum balance service charge fee of $5.00 will be imposed every statement cycle unless you maintain either a minimum daily balance of $800 or a monthly average daily balance of  $1,200.00 for the monthly statement cycle.  You must maintain a minimum balance of $800.00 in the account day to obtain the disclosed annual percentage yield.
***For employees of participating businesses.